Yesterday was my EMI Due Date. I had ample balance in my account. Yesterday Bajaj App showed EMI Cleared. So didn't look at balance. Today Morning got a message saying EMI Bounced. and 500 is added. Checked with bank. Bank says i have more than enough balance to process the emi and there was no ECS request presented. I cleared my dues manually for now. But my question is will this affect my CIBIL?
u/AVKNaidu — 11 days ago