u/AMorseCode

I skipped college, got into tech early, and I've been pretty fortunate with where I've landed. I'm saving about 50% of gross, housing is under 10% of income, no debt, and I've been on this trajectory for about a year now. By the math I know I'm in a good spot for my age.

But I work in a pretty cutthroat environment where people get cut regularly and I think that's where most of my anxiety actually comes from. It's not really that I feel behind financially, it's that the whole plan depends on keeping this income and I'm not sure how stable that actually is. I'm the youngest person at my company by a lot and I'm constantly surrounded by people with way more experience.

I've got about 5 months of expenses in an emergency fund and my monthly burn is low so I'd have runway if something happened. But I keep thinking about what happens to the compounding projections if the income disappears for 6 months or a year. Has anyone here dealt with the mental side of this? Like building toward FI but feeling like the foundation could get pulled out? How do you plan around that without just spiraling about it?