I currently have around INR 53 lakhs invested in equities. For the year 2025-2026, i got INR 1.39 lakh in dividends (conservative yield estimation 2.6 percent, would actually be higher). My long term goal is to get post tax annual dividend of 12 lakh rupees. Yes, i know that it is very very very far away (hopefully the world doesnt end by then).
Currently my portfolio is geared towards growth and dividend both; going ahead I aim to focus a bit more on the dividend aspect, and a big chunk of that will be from REIT/INVITS.
My short term goal (within one to two years) is to get annually 1 lakh post tax dividend from my investments in REIT/INVITS.
I currently invest around 7k rupees a month on REIT/INVITS across:
- KRT
- EMBASSY
- NXST
- MINDSPACE
- BIRET
- IRBINVIT
- INDIGRID
- PGINVIT
The short term goal involves getting INR 12,500 from each of them as annual payouts, totalling to 1 lakh.
Over and above the monthly investment in them, will try to invest more. As technically, INVITS in particular are of depreciating nature i aim to get done with them first in the following order so far as the additional investments are concerned:
- IRBINVIT
- PGINVIT
- INDIGRID
Rationale being IRBINVIT is the weakest of the lot so investments to be done as early as possible.
Once i have accumulated enough in the particular INVIT, i will stop further investments and the portion of monthly investment that was allocated to it would get diverted to the next INVIT in order. Dont intend to have any such cap in place for the REITS.
Attaching my current holdings in INVITS/REITS (as of tonight), which gives a clear picture on where i stand with respect to my short term goal.
Let me know your thoughts, apprehensions, and suggestions. Intend to post every fortnight with updates. In my next post will talk about my other holdings.
For the purposes of my calculations, year is defined as from april to march.
Sorry for the very long post and the confusing language. It has been a long day.