u/AIDemonKing

Hey all,

Sorry if this is a dumb question but with the chaos I want to make sure I have all the info to plan accordingly.

I was on SAVE however with everything going on I am switching to the Extended Graduated Plan (spoke with my financial advisor it is the best for me at this current moment). I went on the studentloan.gov site and saw I am eligible for Extended Graduated.

Well it took 3 calls with Aidvantage however now my repayment plan change is in "processing".

I want to know 2 things from you smart bunch:

1. Would studentloan.gov show me repayment options i am not eligible for?

2. If my repayment plan is in processing can I be denied the plan change?

3. Would it have let me apply for the plan change if I was not eligible?

Appreciate the help!

ETA: I only have direct loans - subsidized and unsubsidized. They are after 2014 and total amount is over 30K

I am keeping this vague to preserve privacy. I have been job searching and landed a new role. I have signed an offer letter and am waiting for the background check to clear. My problem is that my official start date is less than 2 weeks away and I have not informed my current company. I can not negotiate a different start date unfortunately.

(For background)

The reason I did not inform them that I was looking for new employment is because I do no trust my manager or company not to fire me on spot. I have had a rocky relationship with my current employer.

Effectively I am asking how do I navigate these conversations with HR and my boss (once my background check comes back). Any advice is appreciated.

Okay so I want to know if anyone else has experienced this. My loan servicer is Aidvantage and with everything going on with save I crunched some numbers amd saw the best low monthly option was the "Extended Graduate Repayment Option". I look up the details and I meet the requirements (over 30k, all direct loans)

So a few days ago I call to change my plan with an agent on the phone. She puts it in and almost immidietely she says it denied me and told me I was not eligible. After speaking with people I decided to call again today. This time the agent told me that option didn't even appear for me. Trying one more time I used the only chat feature and that agent was able to push my repayment plan to the processing team.

Considering I had 3 radically different experiences has anyone else had this. Im just confused on how this happens.