u/7-11bigbite

I once tried applying for a Maya black but they offered me instead a secured cc where deposit is a must. After a few days, i tried applying again but they still offered me their scc but and i didn’t proceed since hindi ko pa naman sya need and i just want to know if i-approve nila yung application ko. All of a sudden after re-applying again for the 3rd time they just approved my application for maya black cc and sent me the physical card right away.

Question: Is maya black good for a newbie in the cc community since I haven’t activated the card yet?