u/69philosopher

Ok so, I finally made it. I moved my brokerage to Robinhood and still have my Roth with schwab although I might transfer it since they match 1% on transfer 3% on your deposits. And I did make an emergency fund.

I make about 60 a year at the moment but I drive an old Toyota and have been for 5 years. I live with my sibling which keeps rent low. I don’t drink nor smoke (not really due to finances, just don’t like it). I have a few friends that I visit once every few weeks and I like going out for runs, training MMA, and hike, cheap activities that overall outside of the mma ordeal. If I buy something expensive it’s probably gold and silver. And I love using the Robinhood credit card too, 3% everything!? Oooooof, and I send my points to get invested.

I will say I saw a boost once I went heavier into stocks instead of ETFs. But they’re riskier so yeah.

Edit: 24M, Mexican-Born. Forgot to add my age. But if I do people won’t click.

Found a good deal on it recently. Only like $50 over spot if I remember correctly. That might’ve been per oz but it’s ok, I’m happy with it.

It’s Been a while since I dropped more than $5k on a single item. Funny enough it’s worth more than my car. Just living below my means.

Found a deal for it on JM BULLION about 2 weeks ago. It finally arrived.