I built a free AI budget tracker for Aussies and would love feedback from this community
Hey r/AusFinance,
I got frustrated with generic budgeting tools that don't understand Australian finances — no HECS, no super, no fortnightly pay cycles. So I built one.
It's called AussieBudget. You just describe your situation in plain English:
"I get paid $2,800 fortnightly, rent is $950/fortnight, groceries \~$150/week, electricity $300/quarter, HECS debt"
...and it instantly gives you:
\- Full spending breakdown
\- 50/30/20 rule analysis (needs/wants/savings vs targets)
\- Super estimate based on your income (11.5% SG rate)
\- What-if sliders to see how cutting expenses affects your surplus
\- 3 personalised next steps
\- Download as CSV
\- No signup, completely free
It handles weekly, fortnightly, monthly, quarterly and annual expenses — so car rego, council rates, quarterly power bills all get calculated correctly.
Link: https://aussie-budget-iota.vercel.app
Would genuinely love feedback from this community — what's missing, what's wrong, what would make you actually use it?