u/3INTPsinatrenchcoat

My insurance won't cover my surgery, and CareCredit denied my application, so I'm looking into personal loans from one of my credit unions. (I'm US-based.) I was just wondering what your experiences have been with personal loans. Were you able to get a good rate? Is it worth paying every month for 2-5 years? Anything you wanna share, I'd love to hear!