Need a loan
M32 based in pune. Cibil 722
I know there are lot people asking for money.. but I have 2 CC debts around 2.15 lacs and Personal loans around 3 lacs ..all this happened cause two years back I was in dire financial situation had to shut my business down since thn this trap started.(emis goes to 60k with cc stupidity minimum dues)
now I have a permanent job with 50k in hand i know its not much but the loan apps and everything feeling like a crazy burden ..I am hard working and honest guy but made absolute stupid mistakes. really regretting maxing out credit cards as temporary relief. now unable to get any personal loan . since job is new. i am very well financial planner but my business relies on government payouts so I was laid back about billings.
all I need to consolidate and work towards improving.
if anyone works in bank or lender with normal interests.
I understand their are log of intelligent and smart people here but now I need money more thn advice tbh.
if anyone can refer or anything please do.