u/1stTimeCallers

My wife and I are buying a $755K home in Missouri. We’re putting down 20%.

My wife’s credit score is 760 and mine is 815. Our combined income will be $375K when she starts her job in Missouri just after closing (she has signed her employment contract)

We were quoted 6.45% yesterday with $2,000 in lender credits, we waited one day, and then got quoted 6.625% with the same credits today. Thoughts on this?

We haven’t shopped around yet. My wife is worried that her new job will fail to provide employment verification in time to close as she is still going thru the onboarding process.