Good afternoon, in November 2025 I lost my job that was paying me ~$44 an hour. During this time i was living off of unemployment which was $250 a week.
I recently got a new job that pays $40/hour but am essentially 2 months behind on all of my bills/loans/credit cards.
I am here today asking for insight on how to tackle this in a meaningful way. I do understand that I don't need to touch credit cards or personal loans for a long time. I am interested in bettering my situation now and my life in the long term.
Below is my current breakdown. I am 32 and live in Alabama. I am paid once a week.
| Wells Fargo Car Note - 12% | $48,000 |
|---|---|
| Amfirst Loan - 10% | $10,000 |
| Prog Leasing | $5,000 |
| Chase Bountiful CC - 29% | $5,000 |
| Chase Freedom CC - 29% | $2,000 |
| OM - 20% | $2,000 |
| Cash App | $1,000 |
| Discover CC - 29% | $500 |
| Capital One CC - 29% | $300 |
u/1jetswept — 11 days ago