u/184691731

Thoughts? Just maxed it out again, fourth year in a row of maxing out the Roth, started at 18 (plus a rollover Roth conversion from a pre-tax 401k). Mostly in broad market index funds with a small cap tilt, majority in VTI.

The specific portfolio I use is a VTI/AVUV/VXUS/AVDV split for US/Intl and small cap diversification, going for a 70/15/10/5 split, though it’s a bit off for now