Hello. I’m looking for guidance, advice, tips, or whatever you’ve got.
I was laid off in September. Completely blindsided. I made the larger income out of the 2 of us, almost double, so it was a huge hit. My husband’s income sometimes doesn’t even cover the bills, not to mention all the extra stuff we have with 2 kids in sports etc. I have been actively searching and applying for a job with no luck. I live in a very small town so not a ton of options. I’ve applied to at least 50 remote jobs. No exaggeration. So basically all of our extras are going on a credit card. I can’t keep doing that or we will dig a hole so deep we will never get out of it. I’ve been doing everything I can to try and bring in some income. Selling things we don’t need, etc. I seriously don’t know what to do. I feel like I’m doing everything possible but still falling short. I’ve even considered borrowing from my 401K, but I know the penalties will be awful. Does anyone have any advice that might help? Know of any loans for this specific situation, so that I could pay off the credit cards and have a little leftover to help us out until I secure employment? Anything. Seriously desperate. 😣