u/076028509494

Turning 40, recently divorced, no kids. When all is done and dusted, I am left with:

• 1.2m in etfs
• 90k retirement
• 30k cash

Job pays 130k, full remote/minimal stress.

I am looking for advice or motivation on my next steps.

My immediate plans:

• I feel depressed most days but realised how important having money is in giving you options. Rather than coasting, I am planning to get a second job since I have a lot of free time with my current job.
• Planning to move to a LCOL country to geo arbitrage. Aim to keep expenses under 3k pm which is very comfortable.
• I have a gf but I can’t imagine getting married again. I’m just going to take it as it comes. Unfortunately, I realise I am leaning into her too much for external validation. It’s ain’t healthy but I am not sure if I can take the alternative.
• My immediate goals is my health and to cut out alcohol. My fitness level took quite a hit due to depression and I need to turn it around. I used to work out daily and quit drinking so it is definitely possible.

Longer term plans:

• Get an apartment when I hit 2m networth. Lost my home in the divorce which made me lose any sense of stability. I realise how important a base is in having a place I am centered around.

Anything else I should do?