I'm getting mixed results. Trying to figure out if my 15 year old daughter has to be added to my auto insurance if she passes her permit test next week? Located in Kentucky.
My insurance agent says yes it's required but other insurance offices in my area say no it's not required until she receives her license and is able to drive independently. This is because her parents which are the policy holders are present in the vehicle when she has her permit. Can anyone clarify?
It's going to add about $70 more to my monthly premium so I want to know for sure.