u/-amia-namuh-

Hi, I just have a few questions, and they're probably stupid, but Id really appreciate some straight forward answers!

Helpful background info might be that my insurance is in TX, I have a clean driving record for 5+ years, and I've had my current insurance for about 2 years with no claims. This is my first experience with insurance and paying it myself.

I have a rly hard time comprehending fine print or legal details of the policy, so I am asking questions here, but I will also be reading my policy manual and talking to an agent.

I mainly want to leave the insurance due to the agents being snotty and pushy, so I don't trust the agents very much though.

My questions start with

1. How do I cancel my policy? Are there legal consequences to cancelling a policy before renewal, but immediately purchasing a different one? What penalties might I face with insurance if I try that?

2. For the money that I have paid, will I be entitled to any refund? I never had any claims or payouts, so does the company just get to pocket the money? That kinda hurts to think about lol

3. Are there any strong opinions for or against progressive? Or has anyone experienced an insurance company that is all around trustworthy and low rate?

4. Thank you!

I keep your body

Next beside my baby teeth

Your skull rests

Utop my sheet

Balancing on a pillow

Maggots curled-

Tight and neat

You will never leave this bed again

With you gone so goes my innocence

My baby teeth,

in a jar

Next to your body, I keep

-It warm

with a dying lamps heat.

The oil is low.

But my flame will never retreat

Where has your ghost fled ?

Are you not tied to my bed ?

Your spirit by the upstairs window

Your body cold

I start to notice the grieving undertow,

I feel my heart unfold.

I pull the latch

Gun metal

I slide the glass

Upheavel

My heart beat skips

Your finger on my lips

...

Your soul out the window